As independent advisors we have the capacity to choose professional money managers that best fit our clients’ goals and hold them accountable on our clients’ behalf. Choosing professionals we trust with your life savings is a serious responsibility.
Wealth-transfer strategies allow you the opportunity to potentially increase the amount of wealth you move to your family and/or charitable legacies by considering all the possibilities - and tax implications. Regardless of your situation, we make sure you'll have a plan in place to transfer your wealth to whomever you want, they way you want, when you want.
CKCG has a strong reputation as a strategic partner to financial, legal and business professionals who earned credibility and trust with their clients. Our goal is to collaboratively deliver custom solutions that not only complement strategies with clients, but also enhance the value of those relationships. We work with our partners to develop strong, transparent relationships, based on mutual commitment to driving the business together.
As independent advisors we have the capacity to choose professional money managers that best fit our clients’ goals and hold them accountable on our clients’ behalf. Choosing professionals we trust with your life savings is a serious responsibility.
What’s in your buckets?
The Bucket Theory™ is the cornerstone of our approach to wealth accumulation. We believe that you should accumulate your wealth in three or four, distinct and non-correlated “buckets:”
Traditional Investments - Includes diversified investment portfolios with a variety of investments that may include annuities, GICs, managed money options, segregated funds, ETFs, etc.
Real Estate - Includes residential, commercial, personal or corporate-owned rental property, retirement rental income, and property sale at or during retirement.
Business Equity - As a business owner, you know the value of your business better than any other investment: it’s here where your greatest potential for investment return lies.
Participating Life Insurance - Some life-insurance policies are “participating,” which means they have potential for earning dividends and accumulating tax-sheltered savings (policies include guaranteed values plus dividends). Dividends can vary relative to investment returns, mortality, expenses, and taxes. It’s like a cooperative—you get to share in the profits. Total accumulation year over year can only go up.
